Cardiology Physician Salary 2026

Cardiologist Salary, Subspecialty Rates, and Locum Income

Explore cardiologist salary ranges, day rates, and how subspecialty and locum work shape earning potential.

What Is the Average Cardiologist Salary?

Cardiologist salary in 2026 is among the highest in medicine, but varies widely by subspecialty, ownership model, and call burden. Most cardiologists earn between $430,000 and $590,000 annually, with procedural subspecialties exceeding $700,000.

National Salary Benchmarks

Source What it Measures Compensation
Bureau of Labor Statistics OEWS — Cardiologists SOC 29-1212 (May 2024 release) Mean annual wage $432,490
Medscape Physician Compensation Report (2025) Average total compensation $520,000
Doximity Physician Compensation Report (2025) Median total compensation $587,360
SalaryDr (as of April 2026) Median verified compensation $630,000
MedAxiom / ACC Cardiovascular Provider Compensation Survey (2024) Median annual wage $695,000

Barton insight:

Cardiology is one of the few specialties where subspecialty choice can shift income by $200K+ annually.

Why Cardiology Salaries Vary So Much

The BLS reports employer-paid wages and excludes self-employed physicians. Doximity is based on self-reported earnings from its member base. MedAxiom and the ACC break things out by subspecialty and ownership, which is why it’s often considered the most precise. Medscape combines base pay, bonuses, and productivity incentives from a broad survey group.

Cardiologist Hourly and Per-Day Rates

Cardiology locum is priced per day, not per hour, because coverage bundles clinic, rounding, procedures, and call into a single block.

Hourly and Per-Day Pay Breakdown

Compensation Type Rate
W-2 employed (BLS derived hourly) ~$62–$70 per hour
Locum tenens market rate roughly $2,500 to $4,000 per day (approximately $235 to $430 per hour equivalent depending on workload and call intensity)

Sources: BLS OEWS 29-1212 Cardiology for the W-2 hourly derivation and national locum market data for the per-day range.

Barton insight:

the per-day framing matters for cardiology locum. Hospitals and cath lab programs typically buy coverage in full days, not shifts, because cardiologists are expected to be available for inpatient consults, cath lab cases, and call over the same span. The per-hour conversion is useful for comparison but is not how the assignments are priced.

Where Cardiology Pays More

Location impacts cardiology compensation, but the drivers are not always the obvious coastal markets.

Highest-Paying States (BLS OES May 2024)
Source: Bureau of Labor Statistics, OES May 2024, SOC 29-1212

Source: BLS OES 2024 State-Level Cross-Industry data, SOC 29-1212. State-level cardiology salary data is limited. In many states, cardiologists are grouped under “Physicians, All Other,” which means only a subset of states report specialty-specific data.

Several high-cost coastal markets do not appear in the top of the BLS band. New York ($381,320) and Texas ($301,930) both fall below the national mean. The lowest reported state in the available BLS state-level dataset is West Virginia at $276,750, which reflects both sample and cost-of-practice differences rather than a true floor for physician earnings.

Barton insight:

Cardiology pay tracks supply density, not prestige markets. Mid-sized regions with fewer cardiologists often outpay major metros.

What a Full-Time Clinical Load Looks Like in Cardiology

There is no standardized “full-time” definition in cardiology. Most roles combine clinic, inpatient care, procedures, and call, typically totaling 40–50 clinical hours per week plus call.

The American College of Cardiology 2025 Workforce feature documents the broader staffing pressure: ACC and American Heart Association projections show a patient-to-cardiologist ratio moving from roughly 1:1,087 to 1:1,700 by 2035, driven by fixed fellowship output and projected retirements. Locum cardiology assignments are priced against that reality. Day rates reflect both the density of the clinical work and the call coverage bundled into the assignment.

Cardiology Locum Tenens Income Potential

Locum cardiology is structured around day-based coverage, not shifts.

Scenario 1: Supplemental Coverage
  • Effort: Low
  • Flexibility: High
  • Best for: Increasing income without leaving a primary role
  • 4 days per month
  • $2,750 per day
Scenario 2: One Week Per Month
  • Effort: Medium
  • Flexibility: High
  • Best for: Partial transition to locum work
  • 7 days per month
  • $2,900 per day
Scenario 3: Hybrid Model
  • Effort: High
  • Flexibility: Medium
  • Best for: Maximizing income within a stable structure
  • $587,360 base (Doximity median)
  • 3 locum days/month at $3,000/day
Scenario 4: Full-Time Locum
  • Effort: High
  • Flexibility: Medium
  • Best for: Schedule control and high earning consistency
  • 14 days per month
  • $3,500 per day

To exceed $700K

  • focus on interventional or EP coverage
  • take call-heavy assignments
  • target undersupplied markets

Barton insight:

Cardiology locum income scales with procedural demand and call intensity. The more specialized and harder to staff the role, the higher the rate.

What 1099 Physicians Actually Take Home

A $2,900 locum day rate can represent a meaningful increase compared to a roughly $208 hourly W-2 equivalent, but the real advantage comes down to how the structure is used. As a 1099 physician, you take on responsibilities that are typically covered in employed roles—like health insurance, retirement contributions, and self-employment taxes.

At the same time, this model unlocks a level of financial flexibility and control that W-2 roles don’t offer:

  • Business expense deductions for licensing, CME, home office, equipment, and travel
  • SEP-IRA and Solo 401(k) contributions with significantly higher contribution limits
  • Qualified Business Income (QBI) deduction of up to 20% for eligible income
  • S-corporation election at higher income levels to optimize how income is distributed

With the right strategy, many physicians are able to offset costs and meaningfully improve their net income.

That’s why many don’t navigate this alone. Barton partners with Earned, a wealth and tax firm built specifically for doctors, to provide locum clinicians with entity formation, tax planning, and long-term financial strategy tailored to how physicians actually earn.

Cardiology Subspecialization Paths That Influence Compensation

Subspecialty is the single biggest driver of cardiology compensation variation. The 2024 MedAxiom / ACC Cardiovascular Provider Compensation and Production Survey reports the following:

  • Invasive cardiology— Ranked as the top-earning cohort in the 2024 survey, overtaking other subspecialties in reported median compensation, exceeding $700,000.
  • Interventional cardiology— Also exceeds $700,000 median total compensation in both private and integrated cohorts, driven by procedural volume and call coverage.
  • Electrophysiology— above $700,000 median total compensation in both cohorts, reflecting high-acuity procedural work and device management.
  • Non-invasive general cardiology— Median earnings frequently reported around $585,000 to $650,000, according to industry surveys.
  • Structural heart, advanced heart failure, and adult congenital cardiology— specialized subspecialties with compensation patterns that track procedural volume and academic versus private practice placement.

Source: MedAxiom / American College of Cardiology, 2024 Cardiovascular Provider Compensation and Production Survey Report, n=2,750.

Barton insight:

cardiology is the specialty where subspecialty label matters more than employment model for top-end compensation. A non-invasive general cardiologist in private practice and an interventional cardiologist in the same integrated system can be separated by more than $200,000 in annual total compensation.

Cardiology Salary Trends

Cardiology compensation hit a new high in 2024, with median total pay reaching $695,000 per MedAxiom

The bigger story is divergence. Integrated cardiologists now earn a median of $701,000 (+4.7% YoY), while private practice dropped to $588,000 (−4.6%), creating a 16% gap—the widest in over five years.

Barton insight:

cardiology pay isn’t just rising, it’s separating. Subspecialty and practice models are now the primary drivers.

Choosing a Locum Tenens Partner You Can Trust

Locum tenens works when everything around the assignment works—credentialing moves fast, coverage starts on time, and nothing breaks between submittal and the final shift. That’s where the gap is. Too often, breakdowns happen behind the scenes: delayed credentialing, licensing issues, unclear malpractice coverage, or billing that lags after the work is done.

Barton is built to remove that friction across the full assignment lifecycle.

  • Physician-led clinical oversight. With a Chief Medical Officer and physician-led clinical leadership, Barton brings clinical context into every stage of the process—not just placement.
  • Financial strategy built for physicians. Through its partnership with Earned, Barton gives locum clinicians access to entity formation, tax planning, and long-term financial strategy aligned to how physicians actually earn.
  • Continuous learning, built into the work. Barton supports a reflective-practice CME platform designed around real clinical experience, not separate coursework.

All Specialties Salary Guides

Find Your Next Cardiology Job with Barton

Barton coordinates your job search from start to finish!

1

Talk With a Talent Agent

We’ll schedule a phone consultation to discuss your interests, goals, and work history to find the right opportunities.

2

Review Your Options

Your Barton rep will submit your information to the facility you want to take an assignment at and work on next steps.

3

Start Your Job!

Barton handles licensing, credentialing, and travel arrangements before you arrive so you’re ready on day one.

Cardiology Salary FAQ

Most earn $430K–$590K annually, with procedural subspecialties exceeding $700K.

$2,500–$4,000 per day depending on call and procedures.

Often yes. Day rates and hybrid models can significantly increase total income.

Subspecialty, procedural volume, and call coverage.

Yes. Demand continues to outpace supply, especially in underserved markets.

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